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why I am not allowed to participate in chat

I have enough reputation to add comments to protected questions and participate in chat. But I can't seem to do that . I see error messages like these everywhere. What can I do about it.

This question is protected to prevent "thanks!", "me too!", or spam answers by new users. To answer it, you must have earned at least 10 reputation on this site.

Welcome to The Stack Exchange Network chat! You'll need 20 reputation to talk here. This site is moderated by the community, so please be respectful of your fellow The Stack Exchange Network users. And while you're at it, check out the FAQ!